If you have ever considered refinancing your home mortgage, now is the time. You likely realize that mortgage interest rates have reached a record low. With a home mortgage being one of the largest purchases you will ever make, even the lightest decrease in the rate that you pay on the loan can save you thousands. For many of you, now may be the perfect time to refinance your mortgage and put thousands of dollars back into your pocket.
Dwight refinanced his existing mortgage through me. Here is his testimonial:
“It was such a pleasuring dealing with Kelly Dais when she helped us refinance our mortgage.
She was always pleasant, prompt with responses to all of our questions, and accommodating with times and dates for our appointments. Kelly will be the first person I will call if I ever have a need for a mortgage again. I have already highly recommended her to my friends who are interested in refinancing their mortgages.”
Contact me to see to talk about a Michigan mortgage refinance. I am fully licensed in the state of Michigan and can work with anyone, anywhere in the state.
Michigan refinance benefits
Some benefits of a Michigan refinance are:
- Better rates
- Lower monthly payments
- Option to shorten the length of mortgage
- Extra cash through the equity you have built
- Get rid of a current adjustable rate mortgage or balloon payment
- Debt consolidation
In many cases, you can clear all your outstanding debts and replace them with just one low-cost monthly outlay. Refinancing your home to consolidate your debts (such as a credit card balance or a student loan) can save you money in the short run and the long run, because you’ll be paying on a low-interest loan rather than a high-interest one.
Michigan refinance process
You went through a long drawn-out process of “paperwork here, paperwork there” in buying your home. In refinancing, it’s not that drastic, because you have established yourself as a homeowner. However, you will create an entirely new mortgage. With this said, homeowners should anticipate paying closing costs and other mortgage fees.
To get started, or if you just want me to answer your questions, call me at 989.245.2230 or drop me an e-mail at email@example.com.